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Loans & Mortgages Calculators — Finance

Mortgage and loan structuring: amortization schedules, biweekly payoff savings, ARM versus fixed comparisons, home affordability and equity, and construction loans. Run affordability before amortization; the first sets the loan size, the second only describes it.

All Loans & Mortgages Calculators

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Amortization Schedule Calculator

Calculate amortization schedule with inputs, formulas, and instant results.

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ARM vs Fixed-Rate Mortgage Calculator

Compare adjustable-rate and fixed-rate mortgages over different time horizons.

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Biweekly Mortgage Calculator — Payoff Time Saved

Calculate savings from switching to biweekly mortgage payments versus monthly.

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Construction Loan Calculator

construction loan calculator. Get instant, accurate results.

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HELOC Payment Calculator (Draw & Repay)

Calculate heloc with inputs, formulas, and instant results.

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Home Affordability Calculator

Calculate home affordability with inputs, formulas, and instant results.

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Home Equity Calculator

Calculate your current home equity from market value and outstanding mortgage balance.

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Income Driven Repayment Calculator

income-driven repayment calculator. Get instant, accurate results.

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Loan Payment Calculator with Amortization

Calculate loan payment with inputs, formulas, and instant results.

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Loan Payoff Calculator

Calculate loan payoff with inputs, formulas, and instant results.

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Mortgage Affordability Calculator

Calculate the maximum mortgage and home price you can afford based on income, debts, interest rate, and the 28/36 DTI lending rule.

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Mortgage Points Calculator

Calculate whether buying mortgage discount points saves money over your loan term.

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Mortgage Refinance Calculator

Compare your current mortgage against a new loan side by side: payment difference, total interest savings, and amortization comparison.

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PSLF Calculator — Public Service Forgiveness

pslf calculator. Get instant, accurate results.

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Refinance Calculator

Find the break-even month when monthly refinancing savings recoup your closing costs.

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Rent Affordability Calculator

Determine how much rent you can afford based on the 30% rule and your income.

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USDA Loan Calculator

usda loan calculator. Get instant, accurate results.

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VA Loan Calculator with Funding Fee

Calculate va loan with inputs, formulas, and instant results.

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Auto Loan Calculator

Calculate car loan payments and interest

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Boat Loan Calculator

Calculate boat financing payments

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Business Loan

Estimate monthly payments, total interest, and amortization for business loans including SBA, term, and line of credit options

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Canadian Mortgage

Calculate Canadian mortgage payments with semi-annual compounding, CMHC insurance premiums, and amortization schedules specific to Canada

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Car Loan Calculator

Calculate Car Loan instantly — see monthly payments, total interest, and full amortization schedule. Free, formula-verified, runs entirely in your.

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EMI Calculator

Calculate your Equated Monthly Installment for home, car, or personal loans based on principal, interest rate, and tenure

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FHA Loan Calculator

Calculate FHA loan payments and costs

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Loan Extra Payment Accelerator

Calculate how extra payments accelerate loan payoff and save interest

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Loan vs Invest Decision Helper

Compare paying off debt vs investing with after-tax analysis

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Mortgage UK

UK mortgage calculator with stamp duty

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Personal Loan

Estimate monthly payments and total cost of a personal loan by entering amount, rate, and term to compare lending options

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Private Equity IRR Multiple & Waterfall Estimator

Calculate PE fund IRR, MOIC, LP net returns, management fees, and carried interest waterfall distribution

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Rent vs Buy

Compare renting vs buying a home

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Student Loan

Calculate student loan payments and payoff

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VA Mortgage

Estimate VA loan payments with zero down payment, no PMI, and VA funding fee calculations for eligible veterans and service members

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Amortization Calculator

View complete amortization schedule for your loan

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Debt to Income Ratio

Determine your debt-to-income ratio to understand your borrowing capacity, assess financial health, and prepare for mortgage applications

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Down Payment

Calculate required down payment amounts

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Mortgage Amortization

View detailed mortgage amortization

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Mortgage Payoff

Calculate mortgage payoff strategies

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Mortgage Refinance Break-Even

Calculate refinance break-even point and savings

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Payment Calculator

Calculate payment amounts for loans and mortgages

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House Affordability

Find out how much house you can afford

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Loan Calculator

Calculate monthly payments, total interest, and payoff time for any loan

About Loans & Mortgages Calculators

Mortgage and loan structuring: amortization schedules, biweekly payoff savings, ARM versus fixed comparisons, home affordability and equity, and construction loans. Run affordability before amortization; the first sets the loan size, the second only describes it.

Whether you need to solve a one-time problem or verify your own calculations, these free tools cover the most common loans & mortgages scenarios. All results are computed in your browser — no data is sent to any server.

What You Can Calculate

This section includes 42 tools: Amortization Schedule Calculator, ARM vs Fixed-Rate Mortgage Calculator, Biweekly Mortgage Calculator — Payoff Time Saved, Construction Loan Calculator, HELOC Payment Calculator (Draw & Repay), Home Affordability Calculator, Home Equity Calculator, Income Driven Repayment Calculator, and 34 more. Each calculator is free to use with no signup required.