Loans & Mortgages Calculators — Finance
Mortgage and loan structuring: amortization schedules, biweekly payoff savings, ARM versus fixed comparisons, home affordability and equity, and construction loans. Run affordability before amortization; the first sets the loan size, the second only describes it.
All Loans & Mortgages Calculators
Calculate amortization schedule with inputs, formulas, and instant results.
Compare adjustable-rate and fixed-rate mortgages over different time horizons.
Calculate savings from switching to biweekly mortgage payments versus monthly.
construction loan calculator. Get instant, accurate results.
Calculate heloc with inputs, formulas, and instant results.
Calculate home affordability with inputs, formulas, and instant results.
Calculate your current home equity from market value and outstanding mortgage balance.
income-driven repayment calculator. Get instant, accurate results.
Calculate loan payment with inputs, formulas, and instant results.
Calculate loan payoff with inputs, formulas, and instant results.
Calculate the maximum mortgage and home price you can afford based on income, debts, interest rate, and the 28/36 DTI lending rule.
Calculate whether buying mortgage discount points saves money over your loan term.
Compare your current mortgage against a new loan side by side: payment difference, total interest savings, and amortization comparison.
pslf calculator. Get instant, accurate results.
Find the break-even month when monthly refinancing savings recoup your closing costs.
Determine how much rent you can afford based on the 30% rule and your income.
usda loan calculator. Get instant, accurate results.
Calculate va loan with inputs, formulas, and instant results.
Calculate car loan payments and interest
Calculate boat financing payments
Estimate monthly payments, total interest, and amortization for business loans including SBA, term, and line of credit options
Calculate Canadian mortgage payments with semi-annual compounding, CMHC insurance premiums, and amortization schedules specific to Canada
Calculate Car Loan instantly — see monthly payments, total interest, and full amortization schedule. Free, formula-verified, runs entirely in your.
Calculate your Equated Monthly Installment for home, car, or personal loans based on principal, interest rate, and tenure
Calculate FHA loan payments and costs
Calculate how extra payments accelerate loan payoff and save interest
Compare paying off debt vs investing with after-tax analysis
UK mortgage calculator with stamp duty
Estimate monthly payments and total cost of a personal loan by entering amount, rate, and term to compare lending options
Calculate PE fund IRR, MOIC, LP net returns, management fees, and carried interest waterfall distribution
Compare renting vs buying a home
Calculate student loan payments and payoff
Estimate VA loan payments with zero down payment, no PMI, and VA funding fee calculations for eligible veterans and service members
View complete amortization schedule for your loan
Determine your debt-to-income ratio to understand your borrowing capacity, assess financial health, and prepare for mortgage applications
Calculate required down payment amounts
View detailed mortgage amortization
Calculate mortgage payoff strategies
Calculate refinance break-even point and savings
Calculate payment amounts for loans and mortgages
Find out how much house you can afford
Calculate monthly payments, total interest, and payoff time for any loan
About Loans & Mortgages Calculators
Mortgage and loan structuring: amortization schedules, biweekly payoff savings, ARM versus fixed comparisons, home affordability and equity, and construction loans. Run affordability before amortization; the first sets the loan size, the second only describes it.
Whether you need to solve a one-time problem or verify your own calculations, these free tools cover the most common loans & mortgages scenarios. All results are computed in your browser — no data is sent to any server.
What You Can Calculate
This section includes 42 tools: Amortization Schedule Calculator, ARM vs Fixed-Rate Mortgage Calculator, Biweekly Mortgage Calculator — Payoff Time Saved, Construction Loan Calculator, HELOC Payment Calculator (Draw & Repay), Home Affordability Calculator, Home Equity Calculator, Income Driven Repayment Calculator, and 34 more. Each calculator is free to use with no signup required.