Privacy Policy

2. Information We Collect

We collect two categories of information: information you provide voluntarily and information collected automatically when you use our site.

2.1 Information You Provide

• ›Contact form submissions: If you contact us via our contact page or by email, we collect the name, email address, and message content you provide in order to respond to your inquiry.
• ›Calculator inputs: The numbers and values you enter into our calculators (such as loan amounts, body weight, salary, or age) are processed entirely within your browser. These values are never transmitted to our servers and we do not store them.

2.2 Information Collected Automatically

• ›Log data: Our web servers automatically record standard log information when you visit our site, including your IP address (in truncated form), browser type and version, operating system, referring URL, pages visited, and date and time of access. This data is used solely for security monitoring and aggregate traffic analysis.
• ›Analytics data: We use Google Analytics to collect aggregated, anonymized information about how visitors use our site — including which calculators are most used, average session duration, and general geographic region (country or region level). IP addresses sent to Google Analytics are anonymized before storage.
• ›Cookies and similar technologies: We use cookies as described in Section 4 below.

3. How We Use Your Information

We use the information we collect for the following purposes, each supported by a lawful basis under GDPR:

• ›Providing and improving our services (Legitimate interest): We analyze aggregated usage data to understand which calculators are most helpful, identify errors, and prioritize improvements to the site.
• ›Responding to inquiries (Contract / Legitimate interest): When you contact us, we use your name and email address to respond to your message and resolve any issues you raise.
• ›Security and fraud prevention (Legitimate interest): Server log data is used to detect and block malicious traffic, prevent abuse, and maintain the security and integrity of our platform.
• ›Legal compliance (Legal obligation): We may process your data where necessary to comply with applicable laws, regulations, or valid legal requests from authorities.
• ›Analytics (with consent): Where required by applicable law, we obtain your consent before placing analytics cookies. You may withdraw consent at any time via your browser's cookie settings or our cookie preference controls.

We do not use your data for automated decision-making or profiling that produces legal or similarly significant effects. We do not sell, rent, or trade your personal data to any third party for their marketing or advertising purposes.

4. Cookies

Cookies are small text files stored on your device by your browser when you visit a website. We use the following categories of cookies:

• ›Strictly necessary cookies: These cookies are essential for the website to function and cannot be switched off. They are typically set in response to actions you take, such as setting your privacy preferences. These cookies do not store any personally identifiable information.
• ›Analytics cookies (Google Analytics): We use Google Analytics cookies (_ga, _gid, _gat) to measure how visitors interact with our site. All data collected is aggregated and anonymized. Google Analytics is configured with IP anonymization enabled. You can opt out of Google Analytics tracking at any time by installing the Google Analytics Opt-out Browser Add-on.
• ›Advertising cookies (Google AdSense): We display advertisements served by Google AdSense, which may place cookies to serve personalized or non-personalized ads based on your browsing history. You can manage your Google ad preferences at adssettings.google.com or opt out of interest-based advertising at optout.aboutads.info.

You can control and manage cookies through your browser settings. Most browsers allow you to refuse or delete cookies. Please note that disabling cookies may affect the functionality of certain parts of our website.

5. Third-Party Services

We use the following third-party services that may process your data as independent data controllers:

• ›Google Analytics (Google LLC): Web analytics service. Data is processed in the United States under Google's standard contractual clauses. Privacy policy: policies.google.com/privacy
• ›Google AdSense (Google LLC): Advertising platform. May use cookies to deliver and measure ads. Privacy policy: policies.google.com/privacy
• ›Cloudflare (Cloudflare, Inc.): Content delivery network and security service. Cloudflare may process your IP address and request metadata to provide DDoS protection, content caching, and security services. Privacy policy: cloudflare.com/privacypolicy

We do not share your personal data with any other third parties except where required by law, to protect our legal rights, or in connection with a merger, acquisition, or sale of all or substantially all of our assets (in which case you would be notified in advance).

6. Data Retention

We retain personal data only for as long as necessary to fulfil the purposes described in this Privacy Policy, or as required by applicable law:

• ›Contact form messages: Retained for up to 24 months from the date of your inquiry, after which they are permanently deleted.
• ›Server log data: Retained for up to 90 days for security monitoring purposes, then automatically purged.
• ›Analytics data: Google Analytics data is retained for 26 months as per Google's default retention settings, after which it is automatically deleted.

7. Your Rights

If you are located in the European Economic Area, United Kingdom, or California, you have specific rights regarding your personal data. These rights include:

• ›Right of access: You have the right to request a copy of the personal data we hold about you.
• ›Right to rectification: You have the right to request correction of inaccurate or incomplete data we hold about you.
• ›Right to erasure ("right to be forgotten"): You have the right to request deletion of your personal data, subject to certain legal exceptions.
• ›Right to restriction of processing: You have the right to request that we restrict the processing of your data in certain circumstances.
• ›Right to data portability: Where processing is based on consent or contract, you may request a copy of your data in a structured, machine-readable format.
• ›Right to object: You have the right to object to processing of your data based on our legitimate interests. You also have the right to object to direct marketing at any time.
• ›Right to withdraw consent: Where processing is based on your consent, you may withdraw that consent at any time without affecting the lawfulness of processing prior to withdrawal.
• ›Right to lodge a complaint: You have the right to lodge a complaint with your national data protection supervisory authority. In the UK, this is the Information Commissioner's Office (ico.org.uk). In Ireland, this is the Data Protection Commission (dataprotection.ie).

To exercise any of these rights, please contact us at [email protected]. We will respond to all valid requests within 30 days (or within the timeframe required by applicable law). We may need to verify your identity before processing certain requests.

8. Children's Privacy

Our services are not directed at children under the age of 13, and we do not knowingly collect personal data from children under 13. If you believe a child under 13 has provided us with personal data, please contact us immediately at [email protected] and we will take steps to delete the information promptly.

9. International Transfers

NovaCalculator is operated from the United States. If you are located outside the United States, please be aware that your data may be transferred to, stored, and processed in the United States or other countries where our service providers operate. Where we transfer personal data from the EEA or UK to third countries, we do so only where adequate safeguards are in place, such as the EU-U.S. Data Privacy Framework, Standard Contractual Clauses approved by the European Commission, or other legally recognized transfer mechanisms.

10. Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. These measures include HTTPS encryption for all data in transit, server-level access controls, and regular security reviews. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will update the "Last updated" date at the top of this page. For material changes, we may also post a notice on the website or provide other notification as appropriate. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information. Your continued use of NovaCalculator following any changes constitutes your acceptance of the revised policy.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: