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Loans & Mortgages Calculators — Finance

18 free loans & mortgages calculators in finance & investing. Each tool shows step-by-step formulas, worked examples, and detailed explanations to help you get accurate results instantly.

All Loans & Mortgages Calculators

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Amortization Schedule Calculator

Calculate amortization schedule with inputs, formulas, and instant results.

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Arm Vs Fixed Rate Calculator

Compare adjustable-rate and fixed-rate mortgages over different time horizons.

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Biweekly Mortgage Calculator

Calculate savings from switching to biweekly mortgage payments versus monthly.

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Construction Loan Calculator

construction loan calculator. Get instant, accurate results.

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Home Affordability Calculator

Calculate home affordability with inputs, formulas, and instant results.

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Home Equity Calculator

Calculate your current home equity from market value and outstanding mortgage balance.

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Home Equity Line of Credit (HELOC) Calculator

Calculate heloc with inputs, formulas, and instant results.

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Income Driven Repayment Calculator

income-driven repayment calculator. Get instant, accurate results.

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Loan Payment Calculator

Calculate loan payment with inputs, formulas, and instant results.

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Loan Payoff Calculator

Calculate loan payoff with inputs, formulas, and instant results.

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Mortgage Affordability Calculator

Calculate the maximum mortgage and home price you can afford based on income, debts, interest rate, and the 28/36 DTI lending rule.

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Mortgage Points Calculator

Calculate whether buying mortgage discount points saves money over your loan term.

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Mortgage Refinance Calculator

Compare your current mortgage against a new loan side by side: payment difference, total interest savings, and amortization comparison.

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Pslf Calculator

pslf calculator. Get instant, accurate results.

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Refinance Calculator

Find the break-even month when monthly refinancing savings recoup your closing costs.

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Rent Affordability Calculator

Determine how much rent you can afford based on the 30% rule and your income.

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Usda Loan Calculator

usda loan calculator. Get instant, accurate results.

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Va Loan Calculator

Calculate va loan with inputs, formulas, and instant results.

About Loans & Mortgages Calculators

Our loans & mortgages calculators in finance & investing are designed for students, professionals, and anyone who needs quick, accurate results. Every calculator includes the underlying formula, step-by-step solutions, and real-world worked examples so you can understand the math behind the answer.

Whether you need to solve a one-time problem or verify your own calculations, these free tools cover the most common loans & mortgages scenarios. All results are computed in your browser — no data is sent to any server.

What You Can Calculate

This section includes 18 tools: Amortization Schedule Calculator, Arm Vs Fixed Rate Calculator, Biweekly Mortgage Calculator, Construction Loan Calculator, Home Affordability Calculator, Home Equity Calculator, Home Equity Line of Credit (HELOC) Calculator, Income Driven Repayment Calculator, and 10 more. Each calculator is free to use with no signup required.