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Business Calculators — Finance

38 free business calculators in finance & investing. Each tool shows step-by-step formulas, worked examples, and detailed explanations to help you get accurate results instantly.

All Business Calculators

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Break Even Point Calculator

Calculate break-even units, break-even revenue, contribution margin, and margin of safety for a product or business model.

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Burn Rate Calculator

Calculate startup burn rate and runway from monthly expenses and remaining cash.

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Cash Flow Calculator for Small Business

Calculate cash flow with inputs, formulas, and instant results.

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Customer Lifetime Value Calculator

Calculate customer lifetime value with inputs, formulas, and instant results.

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Freelance Business Expense Calculator

Calculate total deductible business expenses for freelancers across all Schedule C categories.

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Invoice Calculator

Create and calculate invoice totals with line items, tax, discounts, and shipping.

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Margin Vs Markup Calculator

Convert between profit margin percentage and markup percentage with comparison.

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Markup Calculator

Calculate markup, gross margin, profit, and selling price from your product cost and target pricing.

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NPV Calculator

Calculate Net Present Value for a single series of cash flows. Enter a discount rate and periodic cash flows to evaluate investment profitability.

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Operating Margin Calculator

Calculate operating margin percentage from revenue and operating expenses.

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Project IRR Calculator — Capital Budgeting

Evaluate a capital project by computing IRR, NPV, payback period, and profitability index from projected cash flows.

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Project NPV Comparison Calculator

Compare multiple capital projects side by side using NPV, IRR, payback period, and profitability index to choose the best investment.

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Property Depreciation MACRS Calculator

Calculate property depreciation macrscalculator with inputs, formulas, and instant results.

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Replacement Cost Calculator

Calculate replacement cost with inputs, formulas, and instant results.

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Restaurant Break Even Calculator

Calculate restaurant break-even point from fixed costs, average check, and food/labor costs.

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Revenue Per Employee Calculator

Calculate revenue per employee with inputs, formulas, and instant results.

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ROA Calculator

Calculate Return on Assets (ROA) to measure how efficiently a company uses its assets to generate profit. Free instant results.

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Startup Cost Calculator

Calculate startup cost with inputs, formulas, and instant results.

Startup Valuation Calculator

Calculate startup valuation with inputs, formulas, and instant results.

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Unit Economics Calculator

Calculate CAC, LTV, LTV:CAC ratio, and payback period for SaaS and subscription businesses.

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Break-Even Calculator

Calculate break-even point in units and revenue. Essential for business planning, pricing, and profitability analysis.

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Break-Even Cohort Retention Analyzer

Calculate when customer cohorts become profitable and analyze LTV:CAC ratio

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Break-Even Unit Economics

Calculate contribution margin and break-even units for profitability analysis

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Employee Engagement & eNPS Analyzer

Calculate eNPS, analyze engagement drivers, and identify improvement priorities

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Employee Engagement Driver Analyzer

Prioritize engagement drivers by correlation and gap analysis

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Gross Margin Bridge Analyzer

Analyze margin variance with Price-Volume-Cost (PVM) waterfall bridge

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Margin Calculator

Determine gross, operating, and net profit margins from revenue and cost figures to evaluate business profitability

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Operating Margin Driver Analyzer

Analyze margin drivers and cost optimization

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Profitability Cohort Margin & LTV Analyzer

Analyze customer cohort profitability, calculate lifetime value, payback periods, and LTV:CAC ratios

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WACC Cost of Capital Estimator

Calculate Weighted Average Cost of Capital and optimize capital structure

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Zero Based Budgeting Planner Calculator

Free Zero Based Budgeting Planner Calculator. Free online tool with accurate results using verified formulas.

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DSO & AR Aging Optimizer

Measure collections efficiency and identify trapped cash in AR

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Payback Period

Find how long it takes for an investment to recoup its initial cost through projected cash flows, helping you compare capital projects

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Sales Commission Plan & Accelerator Designer

Design sales commission plans with tiered accelerators and calculate OTE with earnings curves

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Treasury Cash Liquidity Planner

Determine optimal minimum cash buffers for operational and volatility risks

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Conversion Rate Lift Estimator

Calculate business impact of conversion rate improvements and CRO ROI

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Terms Discount Net 30 Analyzer

Calculate effective APR of early payment discounts to optimize working capital

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Depreciation Calculator

Compute asset depreciation using straight-line, declining balance, or sum-of-years methods for accounting and tax planning

About Business Calculators

Our business calculators in finance & investing are designed for students, professionals, and anyone who needs quick, accurate results. Every calculator includes the underlying formula, step-by-step solutions, and real-world worked examples so you can understand the math behind the answer.

Whether you need to solve a one-time problem or verify your own calculations, these free tools cover the most common business scenarios. All results are computed in your browser — no data is sent to any server.

What You Can Calculate

This section includes 38tools: Break Even Point Calculator, Burn Rate Calculator, Cash Flow Calculator for Small Business, Customer Lifetime Value Calculator, Freelance Business Expense Calculator, Invoice Calculator, Margin Vs Markup Calculator, Markup Calculator, and 30 more. Each calculator is free to use with no signup required.