Estimate your take-home pay in Pennsylvania. The state applies a single flat income tax rate of 3.07% to taxable wages, so every paycheck gives up the same share to state tax on top of federal withholding, Social Security, and Medicare.
Disclaimer: All figures on this page are estimates for general informational purposes only and are not financial, tax, or legal advice. Tax rates, brackets, and withholding rules change and vary by locality and personal circumstances. Verify current rates with the Pennsylvania Department of Revenue or the IRS, and consult a qualified tax professional before making financial decisions.
Pennsylvania Tax Snapshot
- State Income Tax
- 3.07% top rate
- Sales Tax (state + local avg)
- 6.34%
- Avg Property Tax Rate
- 1.49%
- Median Home Value
- $239,100
- State Minimum Wage
- $7.25/hr
Did You Know?
Pennsylvania has a flat 3.07% income tax and does not tax retirement income.
Pennsylvania vs. Other Flat-Tax States
Pennsylvania is one of 14 states that apply a single flat rate to taxable wages instead of graduated brackets. Its 3.07% rate is the 4th-lowest in that group, which runs from Arizona at 2.5% to Idaho at 5.695%.
Measured against all 42 states and jurisdictions that tax wages, Pennsylvania's 3.07% rate ranks 38th-highest and sits below the national median top rate of 5.54%.
For comparison, nearby states line up like this: Delaware (top rate 6.6%); Maryland (top rate 5.75%); New Jersey (top rate 10.75%); New York (top rate 10.9%); Ohio (top rate 3.5%).
How Pennsylvania's Flat Tax Affects Your Take-Home Pay
When you earn a paycheck in Pennsylvania, your employer withholds federal income tax, Social Security (6.2%), and Medicare (1.45%). On top of that, the state withholds income tax based on flat rate of 3.07%. The state minimum wage is $7.25 per hour, which sets the floor for hourly workers. Understanding these deductions helps you budget effectively and plan for the average 1.49% property tax rate on homes valued around $239,100.
Pennsylvania also levies a combined state and average local sales tax of 6.34%, which affects your overall purchasing power. Factor this into your budget when calculating how far your paycheck stretches.