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Free Maryland Paycheck Calculator

Estimate your take-home pay in Maryland. The state levies a graduated income tax that tops out at 5.75% (2% to 5.75% across 8 brackets (plus county taxes)). This means a portion of every paycheck goes toward state income tax in addition to federal withholding, Social Security, and Medicare.

Disclaimer: All figures on this page are estimates for general informational purposes only and are not financial, tax, or legal advice. Tax rates, brackets, and withholding rules change and vary by locality and personal circumstances. Verify current rates with the Maryland Department of Revenue or the IRS, and consult a qualified tax professional before making financial decisions.

Maryland Tax Snapshot

State Income Tax
5.75% top rate
Sales Tax (state + local avg)
6.00%
Avg Property Tax Rate
1.05%
Median Home Value
$401,500
State Minimum Wage
$15.00/hr

Did You Know?

Maryland imposes both state and county income taxes exceeding 8% combined.

How Maryland's Graduated Brackets Affect Your Paycheck

When you earn a paycheck in Maryland, your employer withholds federal income tax, Social Security (6.2%), and Medicare (1.45%). On top of that, the state withholds income tax based on 2% to 5.75% across 8 brackets (plus county taxes). The state minimum wage is $15.00 per hour, which sets the floor for hourly workers. Understanding these deductions helps you budget effectively and plan for the average 1.05% property tax rate on homes valued around $401,500.

Maryland also levies a combined state and average local sales tax of 6.00%, which affects your overall purchasing power. Factor this into your budget when calculating how far your paycheck stretches.

How Maryland's Income Tax Compares Nationally

Maryland uses a graduated income tax — 2% to 5.75% across 8 brackets (plus county taxes) — so higher slices of income are taxed at higher rates rather than one flat percentage.

Its 5.75% top rate is the 18th-highest nationally among the 42 states and jurisdictions that tax wages, above the median top rate of 5.54%.

For comparison, nearby states line up like this: Delaware (top rate 6.6%); Pennsylvania (top rate 3.07%); Virginia (top rate 5.75%); West Virginia (top rate 5.12%).

Frequently Asked Questions

Does Maryland have a state income tax? +
Yes. Maryland has a state income tax with a top rate of 5.75%. Your effective rate depends on your filing status and income brackets. Maryland imposes both state and county income taxes exceeding 8% combined.
What is the sales tax rate in Maryland? +
The Maryland state sales tax rate is 6%. When you include the average local rate of 0%, the combined rate is approximately 6.00%. Actual rates vary by city and county.
How do I calculate my Maryland take-home pay? +
Start with your gross salary, subtract federal income tax (based on your W-4 and tax bracket), subtract FICA taxes (7.65% — 6.2% Social Security up to the wage base + 1.45% Medicare), then subtract Maryland state income tax at your marginal rate. The remainder is your net take-home pay. Our calculator does this automatically.
What payroll deductions apply in Maryland? +
All Maryland employees pay federal income tax and FICA (Social Security 6.2% + Medicare 1.45%). State income tax is also withheld based on Maryland's brackets. Additional deductions may include 401(k) contributions, health insurance premiums, and any local taxes.
How often are Maryland employees typically paid? +
Most Maryland employees are paid biweekly (26 paychecks per year) or semi-monthly (24 paychecks). Some employers use weekly or monthly pay schedules. Our calculator supports all frequencies — enter your gross pay for one period and it calculates your net pay after all applicable Maryland taxes and deductions.
What are the Maryland income tax brackets? +
Maryland uses a graduated structure: 2% to 5.75% across 8 brackets (plus county taxes). Only the income that falls within each bracket is taxed at that bracket's rate, so your effective rate is always lower than the 5.75% top rate.
Is Maryland a high income tax state? +
Maryland's top rate of 5.75% ranks 18th-highest among the 42 states and jurisdictions with a wage income tax, above the national median top rate of 5.54%. Because the brackets are graduated (2% to 5.75% across 8 brackets (plus county taxes)), most filers pay an effective rate well below the headline number.
How do nearby states' income taxes compare with Maryland's? +
Delaware (top rate 6.6%); Pennsylvania (top rate 3.07%); Virginia (top rate 5.75%); West Virginia (top rate 5.12%). 1 of the 4 nearby states listed has a higher top rate than Maryland's 5.75%.

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