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Ohio Paycheck Calculator

Estimate your take-home pay in Ohio. The state applies a single flat income tax rate of 2.75% to taxable wages, so every paycheck gives up the same share to state tax on top of federal withholding, Social Security, and Medicare.

Disclaimer: All figures on this page are estimates for general informational purposes only and are not financial, tax, or legal advice. Tax rates, brackets, and withholding rules change and vary by locality and personal circumstances. Verify current rates with the Ohio Department of Revenue or the IRS, and consult a qualified tax professional before making financial decisions.

Ohio Tax Snapshot

State Income Tax
2.75% top rate
Sales Tax (state + local avg)
7.29%
Avg Property Tax Rate
1.53%
Median Home Value
$196,700
State Minimum Wage
$11.00/hr

Did You Know?

Ohio finished its move to a flat individual income tax in 2026 at 2.75%, while hundreds of Ohio municipalities and school districts still levy their own income taxes.

Ohio vs. Other Flat-Tax States

Ohio is one of 15 states that apply a single flat rate to taxable wages instead of graduated brackets. Its 2.75% rate is the 2nd-lowest in that group, which runs from Arizona at 2.5% to Idaho at 5.3%.

Measured against all 42 states and jurisdictions that tax wages, Ohio's 2.75% rate ranks 40th-highest and sits below the national median top rate of 5.25%.

For comparison, nearby states line up like this: Indiana (top rate 2.95%); Kentucky (top rate 3.5%); Michigan (top rate 4.25%); Pennsylvania (top rate 3.07%); West Virginia (top rate 4.82%).

How Ohio's Flat Tax Affects Your Take-Home Pay

When you earn a paycheck in Ohio, your employer withholds federal income tax, Social Security (6.2%), and Medicare (1.45%). On top of that, the state withholds income tax based on flat rate of 2.75%. The state minimum wage is $11.00 per hour, which sets the floor for hourly workers. Understanding these deductions helps you budget effectively and plan for the average 1.53% property tax rate on homes valued around $196,700.

Ohio also levies a combined state and average local sales tax of 7.29%, which affects your overall purchasing power. Factor this into your budget when calculating how far your paycheck stretches.

Where You Live vs. Where You Work in Ohio

Ohio has income tax reciprocity agreements with Indiana, Kentucky, Michigan, Pennsylvania, and West Virginia. If you live in Ohio and work in one of those jurisdictions — or the other way round — your wages are taxed only by your state of residence, provided you file the non-residence certificate your employer's state requires. Without that form on file, the work state will withhold anyway and you will have to claim it back.

Hundreds of Ohio municipalities and many school districts levy their own income taxes, commonly around 1% to 3% of wages. Local withholding is separate from the state line on your pay stub, so check it explicitly if you move house or change work location without changing employer.

Frequently Asked Questions

Does Ohio have a state income tax? +
Yes. Ohio has a state income tax with a top rate of 2.75%. Your effective rate depends on your filing status and income brackets. Ohio finished its move to a flat individual income tax in 2026 at 2.75%, while hundreds of Ohio municipalities and school districts still levy their own income taxes.
What is the sales tax rate in Ohio? +
The Ohio state sales tax rate is 5.75%. When you include the average local rate of 1.54%, the combined rate is approximately 7.29%. Actual rates vary by city and county.
How do I calculate my Ohio take-home pay? +
Start with your gross salary, subtract federal income tax (based on your W-4 and tax bracket), subtract FICA taxes (7.65% — 6.2% Social Security up to the wage base + 1.45% Medicare), then subtract Ohio state income tax at your marginal rate. The remainder is your net take-home pay. Our calculator does this automatically.
What payroll deductions apply in Ohio? +
All Ohio employees pay federal income tax and FICA (Social Security 6.2% + Medicare 1.45%). State income tax is also withheld based on Ohio's brackets. Additional deductions may include 401(k) contributions, health insurance premiums, and any local taxes.
How often are Ohio employees typically paid? +
Most Ohio employees are paid biweekly (26 paychecks per year) or semi-monthly (24 paychecks). Some employers use weekly or monthly pay schedules. Our calculator supports all frequencies — enter your gross pay for one period and it calculates your net pay after all applicable Ohio taxes and deductions.
What does Ohio's flat 2.75% income tax mean for my paycheck? +
Every dollar of taxable wages is taxed at the same 2.75% rate regardless of how much you earn. On $60,000 of taxable income that works out to roughly $1,650 of Ohio income tax per year — about $63 per biweekly paycheck — before deductions, exemptions, and credits reduce the bill.
Which other states use a flat income tax? +
15 states tax wages at a single flat rate: Arizona (2.5%), Ohio (2.75%), Indiana (2.95%), Louisiana (3%), Pennsylvania (3.07%), Kentucky (3.5%), Iowa (3.8%), North Carolina (3.99%), Mississippi (4%), Michigan (4.25%), Colorado (4.4%), Utah (4.5%), Illinois (4.95%), Georgia (5.19%), and Idaho (5.3%). The national median top rate among all states and jurisdictions that tax wages is 5.25%, which puts Ohio's 2.75% below that benchmark.
Does Ohio have income tax reciprocity with other states? +
Yes — with Indiana, Kentucky, Michigan, Pennsylvania, and West Virginia. Under those agreements your wages are taxed only where you live, not where you work. You have to give your employer the non-residence withholding certificate for the work state; if you do not, that state withholds its tax and you have to file a return there to get it refunded.
Are there local income taxes in Ohio? +
Yes. Hundreds of Ohio municipalities and many school districts levy their own income taxes, commonly around 1% to 3% of wages. That withholding is separate from the 2.75% state tax line and from federal tax and FICA, so your total deduction can be noticeably higher than the state rate alone suggests.
How do nearby states' income taxes compare with Ohio's? +
Indiana (top rate 2.95%); Kentucky (top rate 3.5%); Michigan (top rate 4.25%); Pennsylvania (top rate 3.07%); West Virginia (top rate 4.82%). 5 of the 5 nearby states listed have a higher top rate than Ohio's 2.75%.

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