Missouri Paycheck Calculator
Estimate your take-home pay in Missouri. The state levies a graduated income tax that tops out at 4.7% (2% to 4.7% across 7 brackets). This means a portion of every paycheck goes toward state income tax in addition to federal withholding, Social Security, and Medicare.
Disclaimer: All figures on this page are estimates for general informational purposes only and are not financial, tax, or legal advice. Tax rates, brackets, and withholding rules change and vary by locality and personal circumstances. Verify current rates with the Missouri Department of Revenue or the IRS, and consult a qualified tax professional before making financial decisions.
Missouri Tax Snapshot
- State Income Tax
- 4.7% top rate
- Sales Tax (state + local avg)
- 8.45%
- Avg Property Tax Rate
- 0.93%
- Median Home Value
- $213,400
- State Minimum Wage
- $15.00/hr
Did You Know?
Missouri has been gradually reducing its top rate through revenue-triggered cuts.
How Missouri's Graduated Brackets Affect Your Paycheck
When you earn a paycheck in Missouri, your employer withholds federal income tax, Social Security (6.2%), and Medicare (1.45%). On top of that, the state withholds income tax based on 2% to 4.7% across 7 brackets. The state minimum wage is $15.00 per hour, which sets the floor for hourly workers. Understanding these deductions helps you budget effectively and plan for the average 0.93% property tax rate on homes valued around $213,400.
Missouri also levies a combined state and average local sales tax of 8.45%, which affects your overall purchasing power. Factor this into your budget when calculating how far your paycheck stretches.
Where You Live vs. Where You Work in Missouri
Missouri has no income tax reciprocity agreements, so if you live here and work across a state line, the work state generally withholds its own tax first. Missouri then gives you a credit for taxes paid to the other state, which usually leaves you paying the higher of the two rates overall rather than both in full.
Kansas City and St. Louis each levy a 1% earnings tax on residents and on non-residents who work in the city. Local withholding is separate from the state line on your pay stub, so check it explicitly if you move house or change work location without changing employer.
How Missouri's Income Tax Compares Nationally
Missouri uses a graduated income tax — 2% to 4.7% across 7 brackets — so higher slices of income are taxed at higher rates rather than one flat percentage.
Its 4.7% top rate is the 26th-highest nationally among the 42 states and jurisdictions that tax wages, below the median top rate of 5.25%.
For comparison, nearby states line up like this: Arkansas (top rate 3.9%); Illinois (top rate 4.95%); Iowa (top rate 3.8%); Kansas (top rate 5.58%); Kentucky (top rate 3.5%).
Frequently Asked Questions
Does Missouri have a state income tax? + −
Yes. Missouri has a state income tax with a top rate of 4.7%. Your effective rate depends on your filing status and income brackets. Missouri has been gradually reducing its top rate through revenue-triggered cuts.
What is the sales tax rate in Missouri? + −
The Missouri state sales tax rate is 4.225%. When you include the average local rate of 4.22%, the combined rate is approximately 8.45%. Actual rates vary by city and county.
How do I calculate my Missouri take-home pay? + −
Start with your gross salary, subtract federal income tax (based on your W-4 and tax bracket), subtract FICA taxes (7.65% — 6.2% Social Security up to the wage base + 1.45% Medicare), then subtract Missouri state income tax at your marginal rate. The remainder is your net take-home pay. Our calculator does this automatically.
What payroll deductions apply in Missouri? + −
All Missouri employees pay federal income tax and FICA (Social Security 6.2% + Medicare 1.45%). State income tax is also withheld based on Missouri's brackets. Additional deductions may include 401(k) contributions, health insurance premiums, and any local taxes.
How often are Missouri employees typically paid? + −
Most Missouri employees are paid biweekly (26 paychecks per year) or semi-monthly (24 paychecks). Some employers use weekly or monthly pay schedules. Our calculator supports all frequencies — enter your gross pay for one period and it calculates your net pay after all applicable Missouri taxes and deductions.
What are the Missouri income tax brackets? + −
Missouri uses a graduated structure: 2% to 4.7% across 7 brackets. Only the income that falls within each bracket is taxed at that bracket's rate, so your effective rate is always lower than the 4.7% top rate.
Is Missouri a high income tax state? + −
Missouri's top rate of 4.7% ranks 26th-highest among the 42 states and jurisdictions with a wage income tax, below the national median top rate of 5.25%. Because the brackets are graduated (2% to 4.7% across 7 brackets), most filers pay an effective rate well below the headline number.
What if I live in Missouri but work in another state? + −
Missouri has no reciprocity agreements, so the state where you physically work usually withholds its own income tax. You then file a Missouri resident return reporting all your income and claim a credit for the tax paid to the other state. The credit is capped at what Missouri would have charged, so you effectively pay the higher of the two rates.
Are there local income taxes in Missouri? + −
Yes. Kansas City and St. Louis each levy a 1% earnings tax on residents and on non-residents who work in the city. That withholding is separate from the 4.7% state tax line and from federal tax and FICA, so your total deduction can be noticeably higher than the state rate alone suggests.
How do nearby states' income taxes compare with Missouri's? + −
Arkansas (top rate 3.9%); Illinois (top rate 4.95%); Iowa (top rate 3.8%); Kansas (top rate 5.58%); Kentucky (top rate 3.5%). 2 of the 5 nearby states listed have a higher top rate than Missouri's 4.7%.
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