Estimate your take-home pay in Illinois for 2026. The state levies income tax with a top rate of 4.95% (Flat rate of 4.95%). This means a portion of every paycheck goes toward state income tax in addition to federal withholding, Social Security, and Medicare.
Illinois Tax Snapshot
- State Income Tax
- 4.95% top rate
- Sales Tax (state + local avg)
- 8.83%
- Avg Property Tax Rate
- 2.07%
- Median Home Value
- $239,800
- State Minimum Wage
- $14.00/hr
Did You Know?
Illinois has one of the highest property tax rates and requires a flat income tax.
How Illinois Taxes Affect Your Paycheck
When you earn a paycheck in Illinois, your employer withholds federal income tax, Social Security (6.2%), and Medicare (1.45%). On top of that, the state withholds income tax based on flat rate of 4.95%. The state minimum wage is $14.00 per hour, which sets the floor for hourly workers. Understanding these deductions helps you budget effectively and plan for the average 2.07% property tax rate on homes valued around $239,800.
Illinois also levies a combined state and average local sales tax of 8.83%, which affects your overall purchasing power. Factor this into your budget when calculating how far your paycheck stretches.