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Montana Paycheck Calculator 2026

Estimate your take-home pay in Montana for 2026. The state levies income tax with a top rate of 5.9% (4.7% to 5.9% across 2 brackets). This means a portion of every paycheck goes toward state income tax in addition to federal withholding, Social Security, and Medicare.

Montana Tax Snapshot

State Income Tax
5.9% top rate
Sales Tax (state + local avg)
None
Avg Property Tax Rate
0.74%
Median Home Value
$393,300
State Minimum Wage
$10.55/hr

Did You Know?

Montana has no state or local sales tax.

How Montana Taxes Affect Your Paycheck

When you earn a paycheck in Montana, your employer withholds federal income tax, Social Security (6.2%), and Medicare (1.45%). On top of that, the state withholds income tax based on 4.7% to 5.9% across 2 brackets. The state minimum wage is $10.55 per hour, which sets the floor for hourly workers. Understanding these deductions helps you budget effectively and plan for the average 0.74% property tax rate on homes valued around $393,300.

Montana does not charge a state or local sales tax, giving residents additional purchasing power beyond their take-home pay.

Frequently Asked Questions

Does Montana have a state income tax? +
Yes. Montana has a state income tax with a top rate of 5.9%. Your effective rate depends on your filing status and income brackets. Montana has no state or local sales tax.
What is the sales tax rate in Montana? +
The Montana state sales tax rate is 0%. When you include the average local rate of 0%, the combined rate is approximately 0.00%. Actual rates vary by city and county.
How do I calculate my Montana take-home pay? +
Start with your gross salary, subtract federal income tax (based on your W-4 and tax bracket), subtract FICA taxes (7.65% โ€” 6.2% Social Security up to the wage base + 1.45% Medicare), then subtract Montana state income tax at your marginal rate. The remainder is your net take-home pay. Our calculator does this automatically.
What payroll deductions apply in Montana? +
All Montana employees pay federal income tax and FICA (Social Security 6.2% + Medicare 1.45%). State income tax is also withheld based on Montana's brackets. Additional deductions may include 401(k) contributions, health insurance premiums, and any local taxes.
How often are Montana employees typically paid? +
Most Montana employees are paid biweekly (26 paychecks per year) or semi-monthly (24 paychecks). Some employers use weekly or monthly pay schedules. Our calculator supports all frequencies โ€” enter your gross pay for one period and it calculates your net pay after all applicable Montana taxes and deductions.

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