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Mississippi Paycheck Calculator

Estimate your take-home pay in Mississippi. The state applies a single flat income tax rate of 4% to taxable wages, so every paycheck gives up the same share to state tax on top of federal withholding, Social Security, and Medicare.

Disclaimer: All figures on this page are estimates for general informational purposes only and are not financial, tax, or legal advice. Tax rates, brackets, and withholding rules change and vary by locality and personal circumstances. Verify current rates with the Mississippi Department of Revenue or the IRS, and consult a qualified tax professional before making financial decisions.

Mississippi Tax Snapshot

State Income Tax
4% top rate
Sales Tax (state + local avg)
7.06%
Avg Property Tax Rate
0.67%
Median Home Value
$140,800
State Minimum Wage
$7.25/hr

Did You Know?

Mississippi cut its grocery sales tax from 7% to 5% on July 1, 2025 and is phasing its flat income tax down from 4%.

Mississippi vs. Other Flat-Tax States

Mississippi is one of 15 states that apply a single flat rate to taxable wages instead of graduated brackets. Its 4% rate is the 9th-lowest in that group, which runs from Arizona at 2.5% to Idaho at 5.3%.

Measured against all 42 states and jurisdictions that tax wages, Mississippi's 4% rate ranks 32nd-highest and sits below the national median top rate of 5.25%.

For comparison, nearby states line up like this: Alabama (top rate 5%); Arkansas (top rate 3.9%); Louisiana (top rate 3%); Tennessee (no income tax).

How Mississippi's Flat Tax Affects Your Take-Home Pay

When you earn a paycheck in Mississippi, your employer withholds federal income tax, Social Security (6.2%), and Medicare (1.45%). On top of that, the state withholds income tax based on flat rate of 4.0% (first $10,000 exempt). The state minimum wage is $7.25 per hour, which sets the floor for hourly workers. Understanding these deductions helps you budget effectively and plan for the average 0.67% property tax rate on homes valued around $140,800.

Mississippi also levies a combined state and average local sales tax of 7.06%, which affects your overall purchasing power. Factor this into your budget when calculating how far your paycheck stretches.

Where You Live vs. Where You Work in Mississippi

Mississippi has no income tax reciprocity agreements, so if you live here and work across a state line, the work state generally withholds its own tax first. Mississippi then gives you a credit for taxes paid to the other state, which usually leaves you paying the higher of the two rates overall rather than both in full.

Mississippi has no general local income or wage tax, so state withholding is the only state-level line on your pay stub alongside federal tax and FICA.

Frequently Asked Questions

Does Mississippi have a state income tax? +
Yes. Mississippi has a state income tax with a top rate of 4%. Your effective rate depends on your filing status and income brackets. Mississippi cut its grocery sales tax from 7% to 5% on July 1, 2025 and is phasing its flat income tax down from 4%.
What is the sales tax rate in Mississippi? +
The Mississippi state sales tax rate is 7%. When you include the average local rate of 0.06%, the combined rate is approximately 7.06%. Actual rates vary by city and county.
How do I calculate my Mississippi take-home pay? +
Start with your gross salary, subtract federal income tax (based on your W-4 and tax bracket), subtract FICA taxes (7.65% — 6.2% Social Security up to the wage base + 1.45% Medicare), then subtract Mississippi state income tax at your marginal rate. The remainder is your net take-home pay. Our calculator does this automatically.
What payroll deductions apply in Mississippi? +
All Mississippi employees pay federal income tax and FICA (Social Security 6.2% + Medicare 1.45%). State income tax is also withheld based on Mississippi's brackets. Additional deductions may include 401(k) contributions, health insurance premiums, and any local taxes.
How often are Mississippi employees typically paid? +
Most Mississippi employees are paid biweekly (26 paychecks per year) or semi-monthly (24 paychecks). Some employers use weekly or monthly pay schedules. Our calculator supports all frequencies — enter your gross pay for one period and it calculates your net pay after all applicable Mississippi taxes and deductions.
What does Mississippi's flat 4% income tax mean for my paycheck? +
Every dollar of taxable wages is taxed at the same 4% rate regardless of how much you earn. On $60,000 of taxable income that works out to roughly $2,400 of Mississippi income tax per year — about $92 per biweekly paycheck — before deductions, exemptions, and credits reduce the bill.
Which other states use a flat income tax? +
15 states tax wages at a single flat rate: Arizona (2.5%), Ohio (2.75%), Indiana (2.95%), Louisiana (3%), Pennsylvania (3.07%), Kentucky (3.5%), Iowa (3.8%), North Carolina (3.99%), Mississippi (4%), Michigan (4.25%), Colorado (4.4%), Utah (4.5%), Illinois (4.95%), Georgia (5.19%), and Idaho (5.3%). The national median top rate among all states and jurisdictions that tax wages is 5.25%, which puts Mississippi's 4% below that benchmark.
What if I live in Mississippi but work in another state? +
Mississippi has no reciprocity agreements, so the state where you physically work usually withholds its own income tax. You then file a Mississippi resident return reporting all your income and claim a credit for the tax paid to the other state. The credit is capped at what Mississippi would have charged, so you effectively pay the higher of the two rates.
How do nearby states' income taxes compare with Mississippi's? +
Alabama (top rate 5%); Arkansas (top rate 3.9%); Louisiana (top rate 3%); Tennessee (no income tax). 1 of the 4 nearby states listed has a higher top rate than Mississippi's 4%.

Related Mississippi Calculators

Mississippi Sales Tax Calculator Calculate sales tax for purchases in Mississippi Federal Paycheck Calculator Calculate your federal take-home pay

Other State Paycheck Calculators

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