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Mississippi Paycheck Calculator 2026

Estimate your take-home pay in Mississippi for 2026. The state levies income tax with a top rate of 4.7% (4.7% flat (first 10000 exempt)). This means a portion of every paycheck goes toward state income tax in addition to federal withholding, Social Security, and Medicare.

Mississippi Tax Snapshot

State Income Tax
4.7% top rate
Sales Tax (state + local avg)
7.07%
Avg Property Tax Rate
0.67%
Median Home Value
$140,800
State Minimum Wage
$7.25/hr

Did You Know?

Mississippi is phasing toward eliminating its income tax entirely.

How Mississippi Taxes Affect Your Paycheck

When you earn a paycheck in Mississippi, your employer withholds federal income tax, Social Security (6.2%), and Medicare (1.45%). On top of that, the state withholds income tax based on 4.7% flat (first 10000 exempt). The state minimum wage is $7.25 per hour, which sets the floor for hourly workers. Understanding these deductions helps you budget effectively and plan for the average 0.67% property tax rate on homes valued around $140,800.

Mississippi also levies a combined state and average local sales tax of 7.07%, which affects your overall purchasing power. Factor this into your budget when calculating how far your paycheck stretches.

Frequently Asked Questions

Does Mississippi have a state income tax? +
Yes. Mississippi has a state income tax with a top rate of 4.7%. Your effective rate depends on your filing status and income brackets. Mississippi is phasing toward eliminating its income tax entirely.
What is the sales tax rate in Mississippi? +
The Mississippi state sales tax rate is 7%. When you include the average local rate of 0.07%, the combined rate is approximately 7.07%. Actual rates vary by city and county.
How do I calculate my Mississippi take-home pay? +
Start with your gross salary, subtract federal income tax (based on your W-4 and tax bracket), subtract FICA taxes (7.65% โ€” 6.2% Social Security up to the wage base + 1.45% Medicare), then subtract Mississippi state income tax at your marginal rate. The remainder is your net take-home pay. Our calculator does this automatically.
What payroll deductions apply in Mississippi? +
All Mississippi employees pay federal income tax and FICA (Social Security 6.2% + Medicare 1.45%). State income tax is also withheld based on Mississippi's brackets. Additional deductions may include 401(k) contributions, health insurance premiums, and any local taxes.
How often are Mississippi employees typically paid? +
Most Mississippi employees are paid biweekly (26 paychecks per year) or semi-monthly (24 paychecks). Some employers use weekly or monthly pay schedules. Our calculator supports all frequencies โ€” enter your gross pay for one period and it calculates your net pay after all applicable Mississippi taxes and deductions.

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