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Georgia Paycheck Calculator

Estimate your take-home pay in Georgia. The state applies a single flat income tax rate of 5.19% to taxable wages, so every paycheck gives up the same share to state tax on top of federal withholding, Social Security, and Medicare.

Disclaimer: All figures on this page are estimates for general informational purposes only and are not financial, tax, or legal advice. Tax rates, brackets, and withholding rules change and vary by locality and personal circumstances. Verify current rates with the Georgia Department of Revenue or the IRS, and consult a qualified tax professional before making financial decisions.

Georgia Tax Snapshot

State Income Tax
5.19% top rate
Sales Tax (state + local avg)
7.56%
Avg Property Tax Rate
0.87%
Median Home Value
$290,400
State Minimum Wage
$7.25/hr

Did You Know?

Georgia's flat individual income tax fell to 5.19% for 2026 under a schedule of annual rate cuts.

Georgia vs. Other Flat-Tax States

Georgia is one of 15 states that apply a single flat rate to taxable wages instead of graduated brackets. Its 5.19% rate is the 14th-lowest in that group, which runs from Arizona at 2.5% to Idaho at 5.3%.

Measured against all 42 states and jurisdictions that tax wages, Georgia's 5.19% rate ranks 22nd-highest and sits below the national median top rate of 5.25%.

For comparison, nearby states line up like this: Alabama (top rate 5%); Florida (no income tax); North Carolina (top rate 3.99%); South Carolina (top rate 6%); Tennessee (no income tax).

How Georgia's Flat Tax Affects Your Take-Home Pay

When you earn a paycheck in Georgia, your employer withholds federal income tax, Social Security (6.2%), and Medicare (1.45%). On top of that, the state withholds income tax based on flat rate of 5.19%. The state minimum wage is $7.25 per hour, which sets the floor for hourly workers. Understanding these deductions helps you budget effectively and plan for the average 0.87% property tax rate on homes valued around $290,400.

Georgia also levies a combined state and average local sales tax of 7.56%, which affects your overall purchasing power. Factor this into your budget when calculating how far your paycheck stretches.

Where You Live vs. Where You Work in Georgia

Georgia has no income tax reciprocity agreements, so if you live here and work across a state line, the work state generally withholds its own tax first. Georgia then gives you a credit for taxes paid to the other state, which usually leaves you paying the higher of the two rates overall rather than both in full.

Georgia has no general local income or wage tax, so state withholding is the only state-level line on your pay stub alongside federal tax and FICA.

Frequently Asked Questions

Does Georgia have a state income tax? +
Yes. Georgia has a state income tax with a top rate of 5.19%. Your effective rate depends on your filing status and income brackets. Georgia's flat individual income tax fell to 5.19% for 2026 under a schedule of annual rate cuts.
What is the sales tax rate in Georgia? +
The Georgia state sales tax rate is 4%. When you include the average local rate of 3.56%, the combined rate is approximately 7.56%. Actual rates vary by city and county.
How do I calculate my Georgia take-home pay? +
Start with your gross salary, subtract federal income tax (based on your W-4 and tax bracket), subtract FICA taxes (7.65% — 6.2% Social Security up to the wage base + 1.45% Medicare), then subtract Georgia state income tax at your marginal rate. The remainder is your net take-home pay. Our calculator does this automatically.
What payroll deductions apply in Georgia? +
All Georgia employees pay federal income tax and FICA (Social Security 6.2% + Medicare 1.45%). State income tax is also withheld based on Georgia's brackets. Additional deductions may include 401(k) contributions, health insurance premiums, and any local taxes.
How often are Georgia employees typically paid? +
Most Georgia employees are paid biweekly (26 paychecks per year) or semi-monthly (24 paychecks). Some employers use weekly or monthly pay schedules. Our calculator supports all frequencies — enter your gross pay for one period and it calculates your net pay after all applicable Georgia taxes and deductions.
What does Georgia's flat 5.19% income tax mean for my paycheck? +
Every dollar of taxable wages is taxed at the same 5.19% rate regardless of how much you earn. On $60,000 of taxable income that works out to roughly $3,114 of Georgia income tax per year — about $120 per biweekly paycheck — before deductions, exemptions, and credits reduce the bill.
Which other states use a flat income tax? +
15 states tax wages at a single flat rate: Arizona (2.5%), Ohio (2.75%), Indiana (2.95%), Louisiana (3%), Pennsylvania (3.07%), Kentucky (3.5%), Iowa (3.8%), North Carolina (3.99%), Mississippi (4%), Michigan (4.25%), Colorado (4.4%), Utah (4.5%), Illinois (4.95%), Georgia (5.19%), and Idaho (5.3%). The national median top rate among all states and jurisdictions that tax wages is 5.25%, which puts Georgia's 5.19% below that benchmark.
What if I live in Georgia but work in another state? +
Georgia has no reciprocity agreements, so the state where you physically work usually withholds its own income tax. You then file a Georgia resident return reporting all your income and claim a credit for the tax paid to the other state. The credit is capped at what Georgia would have charged, so you effectively pay the higher of the two rates.
How do nearby states' income taxes compare with Georgia's? +
Alabama (top rate 5%); Florida (no income tax); North Carolina (top rate 3.99%); South Carolina (top rate 6%); Tennessee (no income tax). 1 of the 5 nearby states listed has a higher top rate than Georgia's 5.19%.

Related Georgia Calculators

Georgia Sales Tax Calculator Calculate sales tax for purchases in Georgia Federal Paycheck Calculator Calculate your federal take-home pay

Other State Paycheck Calculators

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