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Free Arizona Paycheck Calculator

Estimate your take-home pay in Arizona. The state applies a single flat income tax rate of 2.5% to taxable wages, so every paycheck gives up the same share to state tax on top of federal withholding, Social Security, and Medicare.

Disclaimer: All figures on this page are estimates for general informational purposes only and are not financial, tax, or legal advice. Tax rates, brackets, and withholding rules change and vary by locality and personal circumstances. Verify current rates with the Arizona Department of Revenue or the IRS, and consult a qualified tax professional before making financial decisions.

Arizona Tax Snapshot

State Income Tax
2.5% top rate
Sales Tax (state + local avg)
8.37%
Avg Property Tax Rate
0.62%
Median Home Value
$389,900
State Minimum Wage
$14.70/hr

Did You Know?

Arizona moved to a flat 2.5% income tax rate in 2023.

Arizona vs. Other Flat-Tax States

Arizona is one of 14 states that apply a single flat rate to taxable wages instead of graduated brackets. Its 2.5% rate is the lowest in that group, which runs from Arizona at 2.5% to Idaho at 5.695%.

Measured against all 42 states and jurisdictions that tax wages, Arizona's 2.5% rate ranks 41st-highest and sits below the national median top rate of 5.54%.

For comparison, nearby states line up like this: California (top rate 13.3%); Nevada (no income tax); New Mexico (top rate 5.9%); Utah (top rate 4.65%).

How Arizona's Flat Tax Affects Your Take-Home Pay

When you earn a paycheck in Arizona, your employer withholds federal income tax, Social Security (6.2%), and Medicare (1.45%). On top of that, the state withholds income tax based on flat rate of 2.5%. The state minimum wage is $14.70 per hour, which sets the floor for hourly workers. Understanding these deductions helps you budget effectively and plan for the average 0.62% property tax rate on homes valued around $389,900.

Arizona also levies a combined state and average local sales tax of 8.37%, which affects your overall purchasing power. Factor this into your budget when calculating how far your paycheck stretches.

Frequently Asked Questions

Does Arizona have a state income tax? +
Yes. Arizona has a state income tax with a top rate of 2.5%. Your effective rate depends on your filing status and income brackets. Arizona moved to a flat 2.5% income tax rate in 2023.
What is the sales tax rate in Arizona? +
The Arizona state sales tax rate is 5.6%. When you include the average local rate of 2.77%, the combined rate is approximately 8.37%. Actual rates vary by city and county.
How do I calculate my Arizona take-home pay? +
Start with your gross salary, subtract federal income tax (based on your W-4 and tax bracket), subtract FICA taxes (7.65% — 6.2% Social Security up to the wage base + 1.45% Medicare), then subtract Arizona state income tax at your marginal rate. The remainder is your net take-home pay. Our calculator does this automatically.
What payroll deductions apply in Arizona? +
All Arizona employees pay federal income tax and FICA (Social Security 6.2% + Medicare 1.45%). State income tax is also withheld based on Arizona's brackets. Additional deductions may include 401(k) contributions, health insurance premiums, and any local taxes.
How often are Arizona employees typically paid? +
Most Arizona employees are paid biweekly (26 paychecks per year) or semi-monthly (24 paychecks). Some employers use weekly or monthly pay schedules. Our calculator supports all frequencies — enter your gross pay for one period and it calculates your net pay after all applicable Arizona taxes and deductions.
What does Arizona's flat 2.5% income tax mean for my paycheck? +
Every dollar of taxable wages is taxed at the same 2.5% rate regardless of how much you earn. On $60,000 of taxable income that works out to roughly $1,500 of Arizona income tax per year — about $58 per biweekly paycheck — before deductions, exemptions, and credits reduce the bill.
Which other states use a flat income tax? +
14 states tax wages at a single flat rate: Arizona (2.5%), Louisiana (3%), Indiana (3.05%), Pennsylvania (3.07%), Iowa (3.8%), Kentucky (4%), Michigan (4.25%), North Carolina (4.25%), Colorado (4.4%), Utah (4.65%), Mississippi (4.7%), Illinois (4.95%), Georgia (5.39%), and Idaho (5.695%). The national median top rate among all states and jurisdictions that tax wages is 5.54%, which puts Arizona's 2.5% below that benchmark.
How do nearby states' income taxes compare with Arizona's? +
California (top rate 13.3%); Nevada (no income tax); New Mexico (top rate 5.9%); Utah (top rate 4.65%). 3 of the 4 nearby states listed have a higher top rate than Arizona's 2.5%.

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