Benefits Calculators — HR
Employee benefit valuation: 401(k) employer match, HSA and FSA contributions, COBRA continuation cost, and total employee cost. The employer match is the highest-return item on this list, which the match calculator quantifies in dollars.
All Benefits Calculators
Calculate employer 401k matching contributions from salary, contribution rate, and match formula.
Estimate COBRA health insurance costs after job loss compared to marketplace plans.
Calculate the true total cost of an employee including salary, benefits, taxes, and overhead.
Estimate flexible spending account savings from eligible expenses and tax bracket.
Calculate maximum HSA contributions and tax savings based on coverage type and age.
Calculate PTO accrual rates and available balance from hours worked and accrual policy.
Track PTO accrual and avoid forfeiting unused days
Estimate financial liability of accrued employee vacation time
Plan payroll cash flow with revenue collection timing and working capital needs
Calculate the total cost of employee turnover including lost productivity
About Benefits Calculators
Employee benefit valuation: 401(k) employer match, HSA and FSA contributions, COBRA continuation cost, and total employee cost. The employer match is the highest-return item on this list, which the match calculator quantifies in dollars.
Whether you need to solve a one-time problem or verify your own calculations, these free tools cover the most common benefits scenarios. All results are computed in your browser — no data is sent to any server.
What You Can Calculate
This section includes 10 tools: 401(k) Employer Match Calculator — Free Money Check, COBRA Health Insurance Cost Calculator, Employee Cost Calculator, FSA Calculator — Flexible Spending Account, HSA Contribution Calculator, PTO Accrual Calculator, PTO & Vacation Accrual Tracker, Vacation Carryover & PTO Liability, and 2 more. Each calculator is free to use with no signup required.