W4 Withholding Calculator
Optimize your W-4 form allowances to get the right amount of tax withheld from paychecks. Enter values for instant results with step-by-step formulas.
Reviewed by Sahil, Senior Finance & Tax Editor
Formula
Withholding = Federal Tax on (Income - Std Deduction - Credits) / Pay Periods + Additional
The W-4 form determines how much federal tax your employer withholds. Child tax credit is $2,000/child. Other dependents credit is $500 each. Standard deduction for 2024: single $14,600, married $29,200.
Worked Examples
Example 1: $75K single, no dependents
Problem:$75,000 annual, single, 0 dependents
Solution:Taxable = $75,000 - $14,600 = $60,400. Tax = $1,160 + $4,266 + $2,915 = $8,341
Result:~$320.81 withheld biweekly
Reviewed by Sahil, Senior Finance & Tax Editor ยท Editorial policy