Benefits Enrollment Decision Analyzer
Compare health, dental, and vision insurance plans based on premiums, deductibles, and usage. Enter values for instant results with step-by-step formulas.
Worked Examples
Example 1: Healthy Single
Problem:Low Usage ($500/yr). Plan A: $100/mo, $3k Ded. Plan B: $300/mo, $500 Ded.
Solution:Plan A: $1200 + $500 = $1700. Plan B: $3600 + $500 = $4100.
Result:Plan A saves $2400
Example 2: Family with Chronic Condition
Problem:High Usage ($20k/yr). Plan A: $3k Ded, 20%, $5k OOP. Plan B: $500 Ded, 10%, $3k OOP.
Solution:Plan A: $1200 + $5000 = $6200. Plan B: $3600 + $3000 = $6600.
Result:Plan A saves $400 (Surprisingly!)