Systematic Investment Plan (SIP) Calculator
Estimate returns from a Systematic Investment Plan (SIP). Enter monthly amount, expected return, and duration to see projected wealth accumulation.
Reviewed by Sahil, Senior Finance & Tax Editor
Reviewed by Sahil, Senior Finance & Tax Editor
Formula
FV = P x [(1+r)^n - 1] / r x (1+r)
SIP uses the future value of annuity-due formula. P = monthly investment, r = monthly rate of return (annual/12), n = total months. The (1+r) factor accounts for beginning-of-period investment.
Worked Examples
Example 1: ₹10,000/mo for 10 years
Problem:₹10,000 monthly, 12% annual return, 10 years
Solution:FV = 10,000 x [(1.01)^120 - 1] / 0.01 x 1.01 = ₹23,23,391
Result:₹23.23 lakhs (invested ₹12 lakhs)
Reviewed by Sahil, Senior Finance & Tax Editor · Editorial policy