Prop Firm Profit Split Calculator
Calculate your actual take-home profit from prop firm payouts after profit split. Enter values for instant results with step-by-step formulas.
Formula
Take-Home = Gross Profit × Split % | Net = Take-Home − Fees | Effective Split = Net / Gross Profit × 100
The gross take-home is your share of the profits based on the split percentage. The net amount subtracts any challenge fees you paid. The effective split shows your true percentage after accounting for fees — this is what you actually keep relative to the total profits generated.
Worked Examples
Example 1: Standard 80/20 Split
Problem: $5,000 gross profit, 80% split, $500 challenge fee paid.
Solution: Trader Share = $5,000 × 80% = $4,000\nFirm Share = $5,000 × 20% = $1,000\nNet After Fees = $4,000 - $500 = $3,500\nEffective Split = $3,500 / $5,000 = 70%
Result: $4,000 gross | $3,500 net | 70% effective split
Example 2: High Volume Trader — 90/10 Split
Problem: $12,000 gross profit, 90% split, $1,000 fee, $5,000 already withdrawn.
Solution: Trader Share = $12,000 × 90% = $10,800\nNet After Fees = $10,800 - $1,000 = $9,800\nRemaining after withdrawals = $9,800 - $5,000 = $4,800\nEffective Split = $9,800 / $12,000 = 81.7%
Result: $10,800 gross | $9,800 net | 81.7% effective | $4,800 remaining
Frequently Asked Questions
How do prop firm profit splits work?
After passing a prop firm challenge and receiving a funded account, traders keep a percentage of the profits they generate. Common splits are 70/30, 80/20, or 90/10 (trader/firm). For example, with an 80/20 split and $5,000 in profit, the trader receives $4,000 and the firm keeps $1,000. Some firms offer higher splits (up to 90%) as traders prove consistent profitability or reach higher account tiers. Withdrawals are typically processed monthly or bi-weekly depending on the firm.
What is the effective profit split after fees?
The effective profit split accounts for the initial challenge fee you paid. If you paid $500 for the challenge, made $5,000 profit with an 80% split, your gross take-home is $4,000 but your net (after recovering the fee cost) is $3,500. The effective split is $3,500/$5,000 = 70%. The fee becomes less significant over time as you accumulate more profits. After a few profitable months, the fee is amortized and your effective split approaches the nominal split percentage.
How do withdrawals work at prop firms?
Most prop firms allow withdrawals on a set schedule — typically every 2 weeks or monthly after an initial trading period. To withdraw, your account must be in profit and you cannot withdraw more than your profit share. Some firms require a minimum withdrawal amount ($50-100). Popular withdrawal methods include bank wire, cryptocurrency, and services like Deel or Rise. Some firms offer on-demand payouts while others have fixed payout dates. Always check the specific firm's withdrawal policy before starting a challenge.
Do prop firms refund the challenge fee?
Many prop firms refund the challenge fee once you pass and receive your first payout. For example, FTMO includes the challenge fee in your first profit split. This effectively makes the challenge 'free' if you pass and are profitable. However, not all firms offer refunds — some keep the fee regardless. This refund policy significantly affects your effective profit split, especially in the early months. Always verify the refund policy before choosing a prop firm.
Which prop firm profit split is best?
The highest split percentage is not always the best deal. Consider the total package: a firm offering 80% split with lower fees, better rules, and reliable payouts may be better than one offering 90% with higher fees, stricter rules, and payout issues. Key factors to compare: split percentage, challenge fee, drawdown rules, trading restrictions, payout frequency, scaling plan, and the firm's reputation for honoring payouts. A 70% split with a firm that always pays is infinitely better than a 90% split with a firm that does not.
How accurate are the results from Prop Firm Profit Split Calculator?
All calculations use established mathematical formulas and are performed with high-precision arithmetic. Results are accurate to the precision shown. For critical decisions in finance, medicine, or engineering, always verify results with a qualified professional.