Public Provident Fund (PPF) Calculator
Project Public Provident Fund (PPF) maturity amount with yearly contributions and 15-year compounding. See tax-free returns and year-by-year growth.
Formula
FV = P x [(1+r)^n - 1] / r + Existing x (1+r)^n
PPF compounds annually at the government-set rate (currently 7.1%). Maximum deposit ₹1.5 lakh/year. Minimum lock-in 15 years with 5-year extensions. Interest is tax-free under Section 80C (EEE status).
Frequently Asked Questions
What is the difference between EPF and PPF?
EPF is for salaried employees with mandatory employer contribution and current rate of 8.25%. PPF is voluntary, open to all Indian residents, with a 15-year lock-in and current rate of 7.1%. Both offer Section 80C deductions and EEE tax benefits.
How accurate are the results from Public Provident Fund (PPF) Calculator?
All calculations use established mathematical formulas and are performed with high-precision arithmetic. Results are accurate to the precision shown. For critical decisions in finance, medicine, or engineering, always verify results with a qualified professional.
How do I interpret the result?
Results are displayed with a label and unit to help you understand the output. Many calculators include a short explanation or classification below the result (for example, a BMI category or risk level). Refer to the worked examples section on this page for real-world context.
What formula does Public Provident Fund (PPF) Calculator use?
The formula used is described in the Formula section on this page. It is based on widely accepted standards in the relevant field. If you need a specific reference or citation, the References section provides links to authoritative sources.
Does Public Provident Fund (PPF) Calculator work offline?
Once the page is loaded, the calculation logic runs entirely in your browser. If you have already opened the page, most calculators will continue to work even if your internet connection is lost, since no server requests are needed for computation.
How do I get the most accurate result?
Enter values as precisely as possible using the correct units for each field. Check that you have selected the right unit (e.g. kilograms vs pounds, meters vs feet) before calculating. Rounding inputs early can reduce output precision.